About Us

Our journey began in 2017, when a small team set out to provide accessible capital to individuals and small businesses often overlooked by traditional banks. What started as a modest operation offering payday and title loans quickly evolved as we recognized a broader opportunity: empowering businesses and entrepreneurs with the financial tools they needed to thrive.

By 2019, we expanded into Merchant Cash Advances and other flexible financing options, helping businesses manage cash flow, seize growth opportunities, and navigate seasonal fluctuations. Over the years, our expertise in understanding both borrowers and lenders allowed us to design solutions that were faster, smarter, and more tailored than traditional financing.

In 2020, we made a pivotal transition into a large-scale direct lender. This allowed us to offer competitive rates, faster approvals, and fully customized financial solutions. Strategic expansion into major financial hubs, including New York City and Miami, positioned us at the center of innovation and commerce, enhancing our ability to serve founders, operators, and investors nationwide.

Shortly after 2021, Brex was founded with a mission to reimagine financial infrastructure for modern businesses. Brex quickly became a leading fintech company, providing corporate cards, cash management, and integrated financial tools designed for high-growth, venture-backed companies. By using technology and real-time data to underwrite businesses based on performance rather than traditional credit, Brex made fast, smart capital accessible to thousands of growing companies.

By joining forces, we combined our decades of lending experience with Brex’s technology-driven platform, creating a holistic financial ecosystem for businesses at every stage of growth. This partnership enables us to provide a comprehensive suite of capital solutions — from operational financing to strategic venture investments — all under one roof.